HOME IMPROVEMENT LOANS

Secured Loans - £10,000 to £1 Million.
CCJ's, Defaults and Mortgage Arrears.
Simple and Secure.

GET A QUOTE NOW - IT'S FREE

Please tick the box confirming that you want to be contacted by The Money Hub by email or telephone and agree with our Initial Disclosure Document, Terms & Conditions and Privacy Policy.
100% Secure

COMPARE LOANS

Applying for a loan may seem challenging. You need some extra cash but the choices can be overwhelming and hard to understand with jargon like APR, secured, unsecured and so on. Its hard to know where to begin. We can help...

We can advise and help you choose the right loan for you, from personal loans to homeowner loans. We can even help you secure funds if you have a bad credit history. We will help you to understand the conditions of your loan and give you a full detailed breakdown along with lender details. Naturally, the most important thing is to make sure you will be able to afford the repayments.

Home Improvement Loans

SECURED LOAN LENDERS

(not all lenders displayed - not specific to your personal circumstances)

Customer Reviews

THE ACTUAL RATE AVAILIABLE WILL DEPEND UPON YOUR CIRCUMSTANCES. PLEASE ASK FOR A PERSONALISED ILLUSTRATION.

LOANS MAY BE SECURED ON YOUR HOME. YOU WILL HAVE TO PAY EARLY REDEMPTION CHARGES THIS WILL VARY. A VARIABLE RATE LOAN MAY GO UP OR DOWN IN LINE WITH THE BANK OF ENGLAND BASE RATE. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. A BROKER FEE OF UP TO 15% OF THE AMOUNT BORROWED WILL BE CHARGED ON SECURED LOANS.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP, GO TO MONEY ADVICE SERVICE.

Secured

Secured Loan
(Homeowners only)

FROM £10,000 - £1,000,000

RATES FROM 4.30% APRC

REPRESENTATIVE 16.9% APRC VARIABLE

Representative Example - If you borrow £12,000 over 4 years at a Representative APRC of 16.9% and an annual interest rate of 16.9% APRC (fixed) you would pay £345.64 per month.

Total charge for credit will be £4,590.72
Total amount repayable is £16,590.62

PLEASE SEE THE ABOVE TYPICAL APRC REPRESENTATIVE COVERING ALL THE LOAN PRODUCTS WE PROVIDE AND SOME OF THE LENDERS LOGOS WHO WE WORK WITH. (RATES AS OF 16/01/2017)

Home Improvement Loans

Home improvement loans are very popular and as the name suggests they are loans for people wanting to improve their property and do not have the funds available to do this. Saving up for a major home improvement such as an extension , garage or conservatory make take years and after that time the requirement may not be quite so important. Sometimes people need a home improvement loan quickly. Perhaps a baby on the way, or simply not enough room at the house. Saving the money would take too long, so a home improvement loan can be the answer.

A home improvement loan can take different forms depending on your current circumstances. Home improvement loans may be measured on affordability as well as your personal financial situation and credit score. You will need to work out how much you need for your home improvement loan and which type of loan suite.

A personal loan may be the quickest and easiest option, depending upon how much money you need to borrow. Typically up to £15,000 for an unsecured personal loan, assuming that your credit score is pretty good. Should you need to borrow more, or your credit history is not perfect then a secured loan on the property may be a good idea, assuming of course that there is sufficient equity in the property to cover the home improvement loan, with a little extra equity to cover any other eventualities. Lenders feel safe with a secured loan and often, for home improvements this may be on of the best solutions.

Another option for a home improvement loan, and one which many people take is an extension to their mortgage. Lenders look favourably on home improvement loans this way as they usually increase the value of the property.

Our team of specialist advisors are happy to discuss your individual requirements and answer any questions that you may have. Getting the right home owner loan and the right deal is important and we can potentially save you a lot of money and time by making the most appropriate application for the best home improvement loan deal. Give us a call and we will be more than happy to discuss your requirements and help you all the way.

PLEASE WAIT

Loading

We are currently processing your details

Thank you for your patience