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COMPARE LOANS

Applying for a loan may seem challenging. You need some extra cash but the choices can be overwhelming and hard to understand with jargon like APR, secured, unsecured and so on. Its hard to know where to begin. We can help...

We can advise and help you choose the right loan for you, from personal loans to homeowner loans. We can even help you secure funds if you have a bad credit history. We will help you to understand the conditions of your loan and give you a full detailed breakdown along with lender details. Naturally, the most important thing is to make sure you will be able to afford the repayments.

Wedding Loans

SECURED LOAN LENDERS

(not all lenders displayed - not specific to your personal circumstances)

Customer Reviews

THE ACTUAL RATE AVAILIABLE WILL DEPEND UPON YOUR CIRCUMSTANCES. PLEASE ASK FOR A PERSONALISED ILLUSTRATION.

LOANS MAY BE SECURED ON YOUR HOME. YOU WILL HAVE TO PAY EARLY REDEMPTION CHARGES THIS WILL VARY. A VARIABLE RATE LOAN MAY GO UP OR DOWN IN LINE WITH THE BANK OF ENGLAND BASE RATE. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. A BROKER FEE OF UP TO 15% OF THE AMOUNT BORROWED WILL BE CHARGED ON SECURED LOANS.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP, GO TO MONEY ADVICE SERVICE.

Secured

Secured Loan
(Homeowners only)

FROM £10,000 - £1,000,000

RATES FROM 4.30% APRC

REPRESENTATIVE 16.9% APRC VARIABLE

Representative Example - If you borrow £12,000 over 4 years at a Representative APRC of 16.9% and an annual interest rate of 16.9% APRC (fixed) you would pay £345.64 per month.

Total charge for credit will be £4,590.72
Total amount repayable is £16,590.62

PLEASE SEE THE ABOVE TYPICAL APRC REPRESENTATIVE COVERING ALL THE LOAN PRODUCTS WE PROVIDE AND SOME OF THE LENDERS LOGOS WHO WE WORK WITH. (RATES AS OF 16/01/2017)

Wedding Loans

With the average UK wedding now costing over £27,000 its no surprise that finances are stretched at this special time. Not everyone has that amount of free capital available and often weddings can be sprung upon the unfortunates with not too much time to prepare? So wether you are planning to pay for some or all of your wedding yourself or have a smitten daughter keen to tie the knot, a wedding loan may be a necessary option.

What are the best options for a wedding loan, and where would you start to look for one? Well a wedding loan is like many other loans in that you can take out a loan and use the money for whatever you want to. The important thing to the lender is not what you are using the loan for but the ability to be able to pay it back. So the first things to consider in your search for a wedding loan will start with budget. Needless to say this is a very personal issue if you are contributing towards a wedding, but the bride and groom should pretty quickly have established what when and where and should have put together approximate costs at an early stage.

So, once armed with the amount that you need for your wedding loan, the next stage is to consider your personal circumstances. Is your credit rating of a sufficiently high standard to apply and be successful to get a personal unsecured loan? As the name suggests, an unsecured wedding loan is not secured on your property and is paid back in full over a period of a few years normally, matching the repayment period with your monthly budget. If the amount that you need to borrow is challenging your repayment ability then extend the loan over a longer period. You will pay more interest for your wedding loan but sometimes this is unavoidable.

A secured loan may be a good alternative to fund the wedding. A secured loan, as its name suggest is secured against your property. You need to own your home to apply for a secured loan, and have sufficient equity in your property to cover the loan in the event of things not quite working out. This will give the lender more comfort and security in granting the loan.

A further option is a guarantor loan if the other options are not readily available. A guarantor loan means that you take a loan yourself in the normal way but the loan is guaranteed by a guarantor. This can be a friend or family member. They usually need to be a home owner and will be responsible for paying off the loan should the applicant not be able to meet the payments for whatever reason.

Weddings bring plenty of things to think about and to organise. The financial element of a modern wedding can be significant and for things to run smoothly it is important to ensure that this side is taken care of as quickly as possible. Starting off a marriage with a wedding loan may not be everyones idea of a great married life but unfortunately it may be a necessity.

We use a broad panel of lenders to select the best financial products for our clients. Wedding loans are no different. By nature many newlyweds are not yet home owners which means that some loans are not available to them. So having all of the options explained fully by an impartial adviser is essential. We would be delighted to assist with your requirements, simply call or complete the enquiry form and we will get straight back to you.

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